August 17, 2007

You Need an Accountant

If you’re looking to spend much more than $100,000, and chances are you’ll be spending a lot more than that, or if you stand to make quite a bit off of a property sale, it is definitely wise to consult with an accountant or a financial planner of some sort in order to avoid unnecessary taxes, fees, and maximize your investments.

I’ve said it before, and will say it again. Mortgage brokers are not accountants. They will not generally be able to advise you on tax issues, breaks or advantages in one loan over another. The same goes for real estate agents. Many financial planners will meet with you free, and present some ideas for saving large amounts of money over the long run. Always consult with another for a second opinion before making any decision.

In retrospect, I wish I had consulted with an accountant prior to purchasing my first home. Had I done so, I would have been made aware that I could use my IRA to pay my closing costs essentially tax free. One of the best things to realize when buying or selling a home is that you do not know it all. The right professional can save you a fortune.




One Response to “Spend Less When you Buy and Sell Homes- Part 2”

  1. Grumpy Old Monk Says:

    How much does it usual cost to have an accountant go over your home purchase?

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